Do I Qualify?
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
Complete our simple mortgage pre-qualification letter request Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs
We’ll help you clearly see differences between various loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Fixed-Rate Mortgage Adjustable-Rates Mortgage (ARM) Conforming Loans Jumbo & Super Jumbo Loans FHA, VA & USDA Loans Terms from 5 to 30 Years
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